Vol. 5 No. 1 (2022)

Open Access

Original Research Articles

Article ID: 139

A Study on the Credit Scale of Commercial Banks

by Yumeng Qiu

Insight - Statistics, Vol.5, No.1, 2022; 941 Views, 31 PDF Downloads

In recent years, with the rapid development of China's economy and the trend of economic globalization, China's financial market development momentum is good. Commercial banks and other financial institutions, the rapid growth of credit scale, the development of the national economy has played a catalytic role. But the credit changes will aff ect the investment changes, which led to increased money supply, but also increase the credit risk, commercial bank credit expansion caused by a series of problems also exposed: exacerbate infl ation, resulting in overcapacity, causing economic structural imbalance, accumulate the risk of the fi nancial system, and increase the bank's bad assets. The scale of credit has become a hot topic of concern at home and abroad, research and grasp the rational growth of commercial bank credit to achieve the best size of the problem is urgent. This paper analyzes the reasons for the increasing credit scale of commercial banks, analyzes the harm of excessive expansion of credit scale, explains the necessity of rational expansion of credit scale, and puts forward some suggestions on the credit development of commercial banks in the future.

Open Access

Original Research Articles

Article ID: 367

Shortcomings and Improvement Suggestions of China’s Statistical Management System under the New Situation

by Mengmeng Dai

Insight - Statistics, Vol.5, No.1, 2022; 327 Views, 54 PDF Downloads

According to some researches, in the daily management work, statistical management work, as one of the important basic tasks, is conducive to helping relevant departments to effectively understand and grasp the real level of people’s daily life, and has important guiding significance for the development and implementation of related work. In recent years, driven by economic development, great changes have taken place in informatization level and interest pattern. Based on this, the investigation objects and data information involved in statistical work are becoming increasingly complex, which leads to a substantial increase in the difficulty of statistical work in China, and then puts forward higher demands for the professional ability of statistical departments. In this article, the statistical management system in China under the new situation is taken as the breakthrough point, and the shortcomings in the statistical management system are deeply explored and analyzed. At the same time, the corresponding improvement suggestions are put forward, aiming at further improving and perfecting the statistical management system, to lay a solid foundation and guarantee for the further development and prosperity of China’s economic and cultural work.